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Parentown KidSmart

Kidsmart – April 2015

Holding on to Your Car Tips for a safe, long-lasting vehicle While driving a new vehicle off the lot may sound tempting, the financial commitment it brings is not an option for most families. Instead, hanging on to your old set of wheels is the smarter choice for a number of reasons. Taking good care of your car not only improves safety and dependability, but also can have a positive impact on your wallet. “Hanging on to your current vehicle allows you to redirect money you would spend on a new car to pay off credit card debt, college loans and other bills; beef up savings or even take a road trip vacation,” said Rich White, executive director with the Car Care Council. “By simply budgeting the equivalent of just one new car payment, consumers could cover an entire year’s worth of basic maintenance.” Even the cost of fixing a serious engine issue is a more sensible economic decision, added White. For the cost of an average down payment on a new car or truck, a vehicle can be repowered with a remanufactured or rebuilt engine and gain years of reliable service. “The bottom line is that a properly maintained vehicle is safer, more dependable, more fuel efficient, less polluting and more valuable,” White added. The experts at the Car Care Council offer these 10 general tips for those looking to maintain the life of their vehicle: 1. Check all fluids, including engine oil, power steering, brake and transmission, as well as windshield washer solvent and antifreeze or coolant. 2. Check hoses and belts to make sure they are not cracked, brittle, frayed, loose or showing signs of wear. 3. Check the battery and replace if necessary. 4. Check the brake system annually and have the brake linings, rotors and drums inspected at each oil change. 5. Inspect the exhaust system for leaks, damage and broken supports or hangers if there is an unusual noise. 6. Check engine performance to make sure it is delivering the best balance of power and fuel economy and producing the lowest level of emissions. 7. Check the heating, ventilating and air conditioning (HVAC) system as proper heating and cooling performance is critical for interior comfort and safety. 8. Inspect the steering and suspension system annually, including shock absorbers, struts and chassis parts, such as ball joints, tie rod ends and other related components. 9. Check the tires, including tire pressure and tread. Uneven wear indicates a need for wheel alignment. Tires should also be checked for bulges and bald spots. 10. Check the wipers and lighting so that you can see and be seen. Check that all interior and exterior lighting is working properly and replace worn wiper blades so you can see clearly when driving during precipitation. The next time you consider purchasing a new car, think about investing in the vehicle you already own for significant savings, as well as enhanced reliability and safety. For more tips to extend the life of your car, visit www.carcare.org. Si bien conducir un vehículo nuevo podría sonar tentador, el compromiso financiero no es una opción para la mayoría de las familias. En cambio, cuidar su auto anterior es la elección más inteligente por diversos motivos. Si cuida bien su auto, no solo mejora la seguridad y confiabilidad, sino que afecta positivamente su bolsillo. “Si mantiene su vehículo actual, redirigirá el dinero que gastaría en un auto nuevo para cancelar la deuda de su tarjeta de crédito, préstamos universitarios y otras cuentas, acumular ahorros u organizar el viaje por ruta de sus vacaciones”, afirmó Rich White, Director Ejecutivo del Consejo del Cuidado del Automóvil. “Con un pago de su nuevo auto, los consumidores podrán cubrir un año entero de mantenimiento básico”. “Incluso el costo de reparar un problema grave del motor es una decisión económica más sensata”, agregó White. Por el costo del anticipo promedio de un nuevo auto o camioneta, podrá restaurar su vehículo con un motor reparado o reconstruido y ganar años de servicio confiable. “Como resultado, podemos agregar que un vehículo bien mantenido es más seguro, más confiable, ahorra más combustible, contamina menos y es más valioso”, agregó White. Los expertos del Consejo del Cuidado del Automóvil ofrecen estos 10 consejos generales para quienes intentan mantener la vida útil de su vehículo: 1. Verifique todos los fluidos, incluso el aceite del motor, la dirección, los frenos y la transmisión, además del solvente limpiador de parabrisas y anticongelante o refrigerante. 2. Verifique mangueras y cinturones para asegurarse de que no estén dañados, desgastados, deshilachados, sueltos o con signos de demasiado uso. 3. Verifique la batería y cámbiela si fuera necesario. 4. Verifique el sistema de frenos todos los años y haga revisar los discos, los rotores y las pastillas de frenos con cada cambio de aceite. 5. Inspeccione el sistema de escape para detectar fugas, daños y soportes o sujetadores quebrados, en caso de escuchar un ruido inusual. 6. Verifique el rendimiento del motor para asegurarse de que ofrece el mejor equilibrio de potencia y economía de combustible y que produce el nivel más bajo de emisiones. 7. Verifique el sistema de calefacción, ventilación y aire acondicionado (HVAC), dado que el adecuado rendimiento de la calefacción y refrigeración son de vital importancia para la comodidad y seguridad. 8. Inspeccione el sistema de dirección y suspensión todos los años, incluidos los amortiguadores, montantes y piezas del chasis, tales como juntas de rótulas, barras de acoplamiento y otros componentes relacionados. 9. Verifique los neumáticos, incluida la presión y el dibujo. Si observa que el desgaste es desparejo, deberá alinear las ruedas. También debe revisar los neumáticos para detectar bultos o áreas lisas. 10. Verifique los limpiaparabrisas y las luces para poder ver y ser visto. Verifique que las luces interiores y exteriores funcionen correctamente, y cambie las escobillas desgastadas para ver con claridad cuando conduce con lluvia. La próxima vez que evalúe comprar un nuevo auto, piense en invertir en el vehículo que ya tiene para…

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Parentown KidSmart

Kidsmart – Mar 2015

When you set out to make life changes, such as weight loss or adopting a more active lifestyle, it can be tempting to look for shortcuts that expedite your path toward your end goal. However, long-term success is more attainable for those who take a slow and steady approach that puts health first. “There are dozens of reasons people look to develop healthier eating habits, ranging from weight loss to disease prevention,” said Rene Ficek, registered dietitian and nutrition expert for Seattle Sutton’s Healthy Eating (SSHE). “Regardless of the motivation, success begins with a well-balanced eating plan that is based on sound nutrition and physical activity.” Ficek offers this advice to individuals looking for a new approach to eating: • Adopting a healthy diet is the key to successful, long-term weight loss. A healthy diet provides adequate calories and nutrients to support your body’s energy and nutritional needs while allowing you to shed an average of 1–2 pounds per week. • Be wary of diet plans that promise loss of five or more pounds per week, which is unrealistic and unhealthy. • Look for a meal plan that takes the guesswork out of eating right by serving calorie- and portion-controlled meals that reflect a well-balanced diet. • Aim for at least 30 minutes of exercise every day. If you have been primarily sedentary, start slowly with a moderate walk each day, working up to more aggressive cardiovascular exercise and weight training to develop muscle. • Find ways to make your new lifestyle as convenient as possible, such as meal programs that save on grocery shopping and cooking time or gyms that specialize in short, well-rounded workouts. Another important aspect of a successful weight loss program is a menu that incorporates high-quality ingredients to create an appetizing array of meals that adhere to current nutrition guidelines. Finding a menu that offers variety is a smart approach, Ficek says. “When you’re watching what you eat, it’s easy to get stuck in a rut and eat the same foods repetitively. Unfortunately, that approach can backfire if you become bored with your food and gravitate toward options with new flavors that may be less nutritionally beneficial.” On the breakfast menu, SSHE offers options such as Strawberry Yogurt & Dark Chocolate-Berry Crunch Parfait, which features layers of strawberry Greek yogurt with orange-cherry-cranberry sauce and a decadent granola-berry-dark chocolate crunch. Or for lunch, the Pecan-Cranberry Mixed Greens Salad offers a fresh mix of salad greens, roasted pecan halves, Swiss cheese, dried cranberries and celery seed dressing served with a tomato juice sipper. To learn more about convenient and healthy approaches to losing weight, visit www.seattlesutton.com or call 1-800-442-3438. Number Crunch Healthy eating means understanding and closely monitoring the calories and nutritional value of the foods you eat. The registered dieticians and research and development teams at Seattle Sutton’s Healthy Eating prepare meal plans that comply with the following nutrition guidelines: • Low in fat (25 percent calories from fat) • Low in saturated fat (less than 7 percent) • Low cholesterol (less than 200 mg) • Calorie-controlled (1,200; 1,500 vegetarian; or 2,000 per day) • Sodium-restricted (less than 1,500 mg/day on the 1,200 calorie plan) • No hydrogenated or partially hydrogenated oils (zero trans fat) • Free of food dyes and harmful additives as preservative Meal Program Lets Senior Achieve Lifelong Goal Decades of weight loss and gain followed — as much as 400 pounds up and down through the years. Now, at 63, Janet Wilke is adopting healthier eating habits and learning exactly what and how much to eat. In May 2013, Wilke weighed in at 299.8 pounds. Just 15 months later, she achieved her goal weight of 150 pounds. Her secret? An eating plan that guides her to make healthy choices at each meal following a 1,200-calorie eating plan created by Seattle Sutton’s Healthy Eating (SSHE), a family-owned company based near Chicago. “In the past when I would lose weight, I would save my clothes just in case,” Wilke said. “This time, I am confident because I know exactly what to eat and how much and I feel fabulous. I have never felt as energetic and healthy as I do now, and the smaller size is a bonus.” Through SSHE, Wilke orders convenient and freshly prepared meals delivered to her home. A weekly menu consists of three meals per day, with both regular and vegetarian menu options available to provide a mix of vegetables, fruits, beans, whole grains, nuts and low-fat dairy products. “Now, I look for opportunities to move because I feel so ‘light’ and pain free,” Wilke said. “I can get up and down out of my chair almost effortlessly, and my sleep has improved as well. I have even given away all of my ‘too big’ clothes because I know that I will not regain the weight.” Cuando decide realizar cambios en su vida, tales como perder peso o adoptar un estilo de vida m·s activo, podrÌa resultar tentador buscar atajos hacia la meta final. Sin embargo, el Èxito a largo plazo est· m·s cerca de quienes adoptan un enfoque moderado y continuo con la prioridad puesta en la salud. “Existen docenas de razones para desarrollar h·bitos de alimentaciÛn m·s saludables, desde pÈrdida de peso hasta prevenciÛn de enfermedades”, manifestÛ Rene Ficek, dietista licenciado y experto en nutriciÛn de Seattle Sutton’s Healthy Eating (SSHE). “Independientemente de la motivaciÛn, el Èxito se alcanza con una dieta equilibrada, basada en una buena nutriciÛn y actividad fÌsica”. Ficek ofrece sus consejos a las personas que buscan un nuevo enfoque de alimentaciÛn: • Una alimentaciÛn saludable es clave para perder peso de manera exitosa a largo plazo. Una alimentaciÛn saludable provee los nutrientes y las calorÌas adecuadas para brindar energÌa a su cuerpo y satisfacer sus necesidades nutricionales y, al mismo tiempo, le permite perder de 1 a 2 libras por semana. • Tenga cuidado con las dietas que prometen perder cinco o m·s libras por semana: no son realistas y son perjudiciales para la…

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Parentown KidSmart

Kidsmart – Feb 2015

Driving in the Dark Tips and tricks for navigating at night Although a lack of confidence while driving at night is most commonly associated with older drivers, new survey results reveal that drivers as young as 40 feel uncomfortable driving in dark, nighttime conditions. This time of year, when darkness falls earlier, means more low-light driving time for drivers of all ages, so it’s important to understand the factors that contribute to this discomfort, including one surprising culprit — your nutritional intake. Night driving is characterized by low-light conditions and glare from oncoming headlights that impact a driver’s vision and can have serious safety implications. The AAA Foundation for Traffic Safety reports that vision provides as much as 85 percent of the information drivers need to make safe decisions behind the wheel. Results from a survey conducted by Toluna and EyePromise reinforce the importance of quality vision, with nearly one in four respondents reporting that if they could see better, they would feel safer driving at night. A problem with real consequences Concerns about safe driving at night and in low-light conditions are valid. According to the National Safety Council, traffic death rates are three times greater driving at night versus driving during the day. However, for many people, driving at night is not a choice. In the survey, one in five respondents said that, despite feeling anxious, they continue to drive at night out of necessity. Protect yourself behind the wheel The first step toward night driving safety is being aware of the issues that may disrupt a driver’s confidence behind the wheel. The vision issues related to night driving can be organized into three categories: low-light conditions, which affect contrast and the ability to gauge distance; glare, which may cause a period of blind driving and reaction time, which is reduced when visibility is hampered. You can also enhance your safety behind the wheel by adopting smart driving behaviors, such as driving slower at night and watching the white line on the road. The National Safety Council recommends drivers clean their headlights, taillights, signal lights and windows (inside and out) at least once a week. Research reveals there is an additional solution proven to directly address the major night driving vision concerns: protecting your vision quality at its source. Scientific studies show that nutrition has a significant impact on visual performance, specifically the nutrients zeaxanthin and lutein. Zeaxanthin and lutein are carotenoids that make up the macular pigment — the area of the eye responsible for protecting vision. Trace amounts can be found in foods like leafy greens, corn, eggs and red, orange and yellow peppers, but because it is difficult to get enough in the average American diet, optometrists recommend a nutritional supplement. EyePromise vizual EDGE is a once-daily softgel that features high levels of dietary zeaxanthin and is guaranteed to improve vision quality within three months. “It has been scientifically proven that high levels of dietary zeaxanthin taken in supplement form improve night driving visual performance,” said Dr. Dennis Gierhart, a foremost researcher on dietary zeaxanthin and founder of ZeaVision, one of the leading companies in ocular nutrition. Learn more about the impact vision has on night driving safety at www.eyepromise.com/nightdrivingvision. Common night driving pitfalls Low light: Low-light conditions make it harder for the eyes to see contrast and thus identify objects and gauge their distance. It is much more difficult for a person to make out an object or person in the street or to accurately measure how fast they are moving or how far away they are at night versus during the day. Glare disability and recovery: Glare and blinding light from an oncoming car’s headlights not only disable vision in the moment, but there is a period of time before the eyes recover where people are left driving blind. In fact, glare is one of the most common night driving vision issues, with one out of four respondents reporting that they feel unsafe driving at night due to glare, according to a survey by Toluna and EyePromise. Reaction time: Reaction time is slower at night. The National Safety Council reports that 90 percent of a driver’s reaction depends on vision, which is limited at night, so a person’s ability to spot danger and react is compromised. When considering the AAA Foundation for Traffic Safety’s assertion that a typical driver makes 20 decisions per mile and has less than half a second to act to avoid a collision, it’s clear that hampered night vision poses serious danger. Take steps to improve your safety There are numerous ways you can proactively improve your safety while driving at night. The experts at EyePromise offer these suggestions: Practice safe driving • Make sure the windshield and headlights are clean. • Leave more distance between cars. • Use “night” setting on your interior rearview mirror. Improve your eyes with nutrition Research proves nutritional supplements high in dietary zeaxanthin (10 mg or above) and lutein protect and promote eye health to directly address major night driving vision issues. These nutrients help by improving contrast, reducing glare and improving recovery time. Trace amounts of these nutrients are found in foods like leafy greens, eggs, corn and orange and yellow peppers, but the best option is a natural supplement like EyePromise vizual EDGE, which features high levels of dietary zeaxanthin (14 mg) and lutein in a once-daily softgel. Schedule regular eye exams to monitor for vision issues A professional will be able to identify any issues with the aid of routine examinations. Frecuentemente se asocia la falta de confianza al conducir por la noche a los conductores mayores. No obstante, los resultados de una nueva encuesta revelan que los conductores de apenas 40 años se sienten incómodos al conducir por la noche, en la oscuridad. En esta época del año, oscurece antes, y los conductores de todas las edades conducen más tiempo con poca luz. Por lo tanto, es importante entender los factores que contribuyen a esta molestia, y se sorprenderá…

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Parentown KidSmart

Kidsmart – Jan 2015

With the new year underway, there is a heavy focus around resolutions. Whether you are making a resolution to celebrate a fresh start or looking to make a change no matter the time of year, maintaining resolutions can be difficult. In fact, a recent survey from Bank of America found that 49 percent of respondents don’t make New Year’s resolutions because they prefer to set goals throughout the year. Goals tied to the New Year, and those set at various points in the year, are all aimed at making significant life changes. According to the survey, 81 percent of resolutions involve health and fitness, 45 percent involve personal finances and 30 percent are targeted toward making changes in social life and relationships. With the large number of people planning to make changes in their finances, it is helpful to determine how to best ensure you achieve your goal. “I’ll be the first to admit keeping to a financial resolution takes a lot of hard work. It takes good behavior and good habits,” said Farnoosh Torabi, a consumer finance expert. “With life being so complicated, stressful and complex, we often abandon them. Get the systems in place — the small steps you need to take now — to help you get on the right track.” Research shows that consumers who understand their behaviors and motivations are more likely to build and keep positive habits for the long term. That’s why it’s so important to have strategies to keep those financial resolutions throughout the year. Below are few pointers to stick with your financial resolutions: Prepare before your resolution begins Putting thought into your resolutions before you spring into action can put you on the path to change. Starting early with a few small changes can also improve your odds of staying the course to achieve your goals. For example, if you’re looking to improve your financial health, begin by imagining a debt-free life. Visualizing how things may change can provide additional motivation you may need to move forward. Think about having more money available each month and how it would change your stress levels. Imagine what it would be like to not worry about meeting your payments, or saving more for retirement, education or emergencies. Thirty percent of survey respondents said they identify their New Year’s resolutions early as a way to stick with them throughout the year. Develop an action plan It’s fine to make a resolution, but the odds of sticking with it improve dramatically if you create an action plan of smaller steps to support your goals. If your number one resolution is to lose weight, your plan might include budgeting money for a gym membership and cleaning out any junk food from your pantry. Creating a budget? Start by tracking your spending to see where the money is going. Then create a budget that’s tight but workable, to give you more flexibility to pay down debt, increase savings or invest for retirement. If you have to carry a balance, but want to responsibly manage your credit card, consider a card that helps build positive habits. For example, Bank of America’s Better Balance Rewards card pays you to manage your credit card use. Every quarter that you pay more than your minimum balance on time, you earn $25 cash back. If you have at least one other qualifying account with Bank of America, you can receive another $5 bonus, totaling up to $30 a quarter. You’ll be eligible for up to $120 a year toward your balance, and you’ll feel better knowing how much you can spend each month. Write it down Forty percent of survey respondents say they use written reminders to help stay on track with their resolutions. Try writing your resolutions on Post-it notes, in Evernote, in calendar reminders or on notes stuck to the refrigerator — whatever you’ll look at regularly — to keep yourself committed and on track. Research shows that a written goal is more likely to be achieved. If your goal is managing your finances better, write a reminder on your daily calendar to check your credit card statements as they come in — it’s the best way to spot transactions you don’t recognize. Get a little help from your friends Sometimes a gentle reminder from a family member or friend can work wonders. Share your resolutions with a trusted person and ask for occasional reminders. Some 23 percent of survey respondents plan to enlist help this way. A friend may be able to coax you to going to the gym, or even talk you out of buying that handbag you’ve been eyeing that’s out of your budget. The key to cutting debt is to stop adding to it. If you’re in a hole, stop digging. Partner up Find a friend or loved one with the same resolution and agree to motivate and support one another to stick to your goals. It’s easier to manage a diet, exercise plan or budget if you have support. Twenty percent of respondents plan to partner up to keep to their resolutions. Start your New Year’s resolutions thinking today, and keep the big goals in mind every day, whether they aim for better health, sounder finances or better relationships. With the right attitude and commitment, 2015 could be a very good year. For more information, visit www.bankofamerica.com. Cumpla sus decisiones financieras En Año Nuevo, se hace hincapié en las decisiones. Cumplir las decisiones tomadas puede ser difícil, ya sea que decida comenzar desde el punto de partida o que desee introducir un cambio en cualquier época del año. En una reciente encuesta del Bank of America, el 49% de los encuestados respondió que no toma decisiones en Año Nuevo, porque prefiere establecer objetivos a lo largo del año. Los objetivos propios del Año Nuevo, así como los establecidos en los distintos momentos del año, apuntan a realizar cambios importantes en la vida. Según la encuesta, un 81% de las decisiones se relacionan con la salud…

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Parents

Kidsmart – Dec 2014

Is Your Family Protected? Life Insurance Strengthens Your Financial Safety Net Savings account? Check. Retirement account? Check. Debt managed responsibly? Check. Life insurance? Wait a minute…. Protecting your financial security is about more than having money in the bank now and in the near future. It’s also about long-term financial protection for your family. However, a significant share of Americans, especially women, is putting its financial security at risk. It’s estimated that one in three U.S. households have no life insurance at all, and for those that do, on average they only own enough to replace their household income for three and a half years, according to 2013 “Facts About Life Insurance” from LIMRA, a leading life insurance research organization. What happens to your loved ones after that? Women are particularly vulnerable. They are the sole or primary breadwinners in a record 40 percent of U.S. households, according to Pew Research in 2013. However, women are not adequately protecting their salaries. LIMRA statistics from the same year indicate women are underinsured, carrying only 69 percent of the average life insurance coverage compared to men. “Every woman and her family need to stop and take a moment to understand the value of what she provides at home and consider the importance of protecting her income in the event something happens to her or her spouse. And, if she is a single mom, it heightens the importance,” said Cynthia Tidwell, President and CEO of Royal Neighbors of America, one of the largest women-led insurers in the United States. “Life insurance can help replace your salary, pay off a mortgage, cover childcare expenses or protect college dreams if you die prematurely,” Ms. Tidwell continued. “Families need to be protected from the unexpected.” Know your worth. There are several misperceptions about why women or their families may not have enough life insurance. First, said Ms. Tidwell, “Women tend to undervalue their worth because they think if they do not bring in a higher salary than their partner, they don’t need coverage. Actually, all wives and mothers contribute to the financial security of the family, whether they work outside or inside the home.” Life insurance can help replace a lost income for a working mom or all the contributions a stay-at-home mom makes to the family. There are options to meet various situations. One economical option to consider is term insurance for families. Term insurance provides coverage at a fixed premium amount for a specific time period. Think of it as “renting” life insurance for a set number of years. It is an affordable choice to protect income and meet family expenses such as paying the mortgage or other debts. Protect your long-term goals. A second misperception is that life insurance only pays for funerals. “The fact is, life insurance not only pays for funerals, but also can provide an ongoing paycheck, protect your current lifestyle or ensure your children’s college dreams still come true,” Ms. Tidwell said. LIMRA’s 2011 “Trillion Dollar Baby” report recommends that while typical families average enough coverage for three years, adequate life insurance protection starts at twice that, from seven to 10 years. Youth is on your side. A third false belief is that insurance is for older people with children. “People don’t realize that it’s better to purchase life insurance for yourself or your children at a younger age because the cost is generally cheaper the younger and healthier you are,” Ms. Tidwell said. She recommends purchasing permanent coverage (whole life insurance) because policies will build cash value. (Think of it as “buying” insurance rather than “renting.”) Another option is to look for economical term policies that can be converted to more permanent insurance no matter what happens to your health. You hear “experts” suggest buying term and investing the rest. However, most people who buy term don’t invest the rest. Get educated. A final stumbling block to adequate life insurance coverage is simply confusion about where to begin. “We hear this often,” commented Ms. Tidwell. “Royal Neighbors was founded nearly 120 years ago to help women get financial protection. The fact is, women do need to become educated, and it’s important to take the first step. But with the right guidance, they can come to an easy conclusion on what is best for them.” A quick and easy way to see how much life insurance you may need is to try an online insurance calculator, such as the one available at www.royalneighbors.org. Factors include your age, income, and current expenses. The calculator also explains the different types of coverage and what might fit your needs best. In addition, the website provides easy-to-understand information on the different types of policies that are available. Four Life Insurance Questions to Ask 1. How much will it cost to pay off your debts such as a mortgage, credit card payments and auto or other loans if you were to die prematurely? 2. What are your ongoing expenses? Don’t forget daycare, tuition, grocery and energy bills. 3. Would your family be able to pay its bills? Nearly two-thirds of financial decision makers admit they would have trouble paying everyday bills within a few months, according to the “Trillion Dollar Baby” report by LIMRA in 2011. 4. Do you have enough to pay for funeral expenses? In 2012, the average funeral cost about $7,000 according to the National Funeral Directors Association. For more information about life insurance options, visit www.royalneighbors.org or call (866) 845-6665. ¿Su familia está protegida? El seguro de vida refuerza su red de seguridad financiera ¿Tiene una cuenta de ahorro? Verifique. ¿Tiene una cuenta de retiro? Verifique. ¿Gestiona sus deudas de manera responsable? Verifique. ¿Tiene un seguro de vida? Espere un minuto… La protección de su seguridad financiera es mucho más que tener dinero en el banco en el presente y en un futuro cercano. Es necesario contar con una protección financiera a largo plazo para su familia. No obstante, una porción significativa de estadounidenses, en especial, las mujeres, ponen en…

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Parentown KidSmart

Kidsmart – Nov 2014

Finding your philanthropy Whether it’s the busy mother who spends her weekend volunteering at a local women’s shelter or the young girl raising money for hungry children thousands of miles away with her lemonade stand — women that do good deeds are everywhere. In fact, according to the Bureau of Labor Statistics, women continue to volunteer more often than men across every age group and educational level. With so many devoting their time and energy to giving back, it’s easy to find and learn from the many female mentors hard at work in your own community. Recognizing remarkable women In a global initiative to celebrate the selfless work everyday women do within their communities and around the world to improve the livelihood of others, PANDORA Jewelry has launched Hearts of Today. The program allows the brand to support a variety of charitable causes that are important to women. PANDORA will honor eight women who are actively doing work to impact change with a monetary donation to help the organization with which they are working. “Historically, our charitable efforts have been focused primarily on breast cancer awareness, but we know there are so many other issues that are equally as important to women,” said Andrea Alvey, member of PANDORA A/S Board of Directors. “Through this program, we are now able to financially support the causes that our consumers are passionate about.” Those semi-finalists will be chosen by a group of five remarkable women leaders whose individual resumes boast an impressive list of philanthropic work; from there, the public will vote, and the top eight entries will receive $25,000 for their charity. For more information and to nominate someone special you know, visit PANDORAHeartsofToday.com. Tips to get you giving While the enormous generosity of an accomplished philanthropist may seem inconceivable in your own life, there are countless ways to give back. Here are a few ways to offer your time and talents for the good of your community and beyond. Start small Taking on a volunteering opportunity can be daunting — especially with so many charitable groups from which to choose. While other obligations may keep you from giving as much time as you’d like, remember that every hour you can give is appreciated by everyone involved. Look locally A great place to start the search for volunteer opportunities is in your own back yard. From the animal shelter down the street to the local food pantry, helping out in your area strengthens community involvement and also helps you meet others and build contacts that could help you down the line. Check out the many online resources available that fit potential volunteers with opportunities that exist in their areas, such as volunteermatch.org, volunteer.gov and serve.gov, as well as many others. Find meaningful jobs Be sure to take some time to think about your own personal interests and hobbies before searching for volunteer opportunities. Do you have any social issues that you feel passionately about? While your daytime job may not allow you to pursue such passions, a volunteer position may be the ticket. Make it a group effort Do you have friends and family members who share the same interests and willingness to help others? If you do, gather them up for one of the many opportunities that exist for groups. This not only allows each member to experience the gift of volunteer work; it also builds camaraderie among the group. Balance your obligations While you may wish to jump into your new endeavor right away, be sure to review your schedule carefully before overcommitting yourself. Many organizations will allow you to work a limited schedule and gradually build more hours over time until you are more comfortable or available. The many ways to volunteer The opportunities to give are endless. Here are some of the ways you can get involved through charitable organizations that support women and children. Special donations Here are some ways you can help out with charitable donations: Hair: For children suffering from long-term hair loss due to illness, a donation of hair is turned into a prosthetic, helping to restore confidence and a sense of normalcy. Wedding dress: A donation of your special gown can help out a number of organizations. Some donated gowns are sold again, with proceeds helping those with cancer and other illnesses. Others can be donated to help military brides have the wedding of their dreams. Business attire: Work-appropriate clothing, footwear and accessories can be donated to groups who work directly with women looking to enter the workforce. Embracing accomplishment: Help provide young, grade-school-aged girls with the opportunity to learn life lessons and encourage physical activity by training for a 5K race event. Become a mentor: By volunteering to read, tutor or mentor, you can help children of all ages be more focused in school, which can help in the classroom and beyond. Helping families: Some nonprofit groups work to help single moms get the resources, workplace skills and training needed to provide for their children. Descubra su lado filantrópico Valore a quienes se esfuerzan para llegar más lejos Las mujeres que hacen buenas obras están en todas partes, por ejemplo, la madre ocupada que pasa el fin de semana como voluntaria en el refugio para mujeres de su área, o la niña que recauda dinero para los niños hambrientos que viven a miles de kilómetros de distancia de su puesto de limonada. De hecho, según la Oficina de Estadísticas Laborales, las mujeres realizan actividades voluntarias con más frecuencia que los hombres, sin importar la edad y el nivel educativo. Con tanta gente que dedica su tiempo y energía a actividades de caridad, es fácil encontrar y aprender del arduo trabajo que realizan muchas mentoras en su comunidad. Reconozca la labor de mujeres extraordinarias En el marco de la iniciativa mundial para valorar el trabajo desinteresado que estas mujeres realizan a diario en sus comunidades y en todo el mundo para mejorar la vida de los demás, la Joyería PANDORA ha lanzado el…

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Parentown KidSmart

Kidsmart – Oct 2014

Putting an I into Eye Care When going through your health checklists, you probably think about your blood pressure, weight and cholesterol levels. But what people often neglect is actually right in front of our eyes — our vision. Properly caring for your eyes is important for preventing vision loss and blindness, as well as protecting your overall health. The experts at the National Eye Institute recommend following these five steps to take care of your eyes and protect your vision. Get a comprehensive dilated eye exam You might think your vision is fine or that your eyes are healthy, but visiting your eye-care professional for a comprehensive dilated eye exam is the only way to really be sure. Many common eye diseases, such as glaucoma, diabetic eye disease and age-related macular degeneration, often have no warning signs. A dilated eye exam is the only way to detect these diseases in their early stages. During a comprehensive dilated eye exam, your eye-care professional places drops in your eyes to dilate, or widen, the pupil to allow more light to enter the eye. This enables your eye-care professional to get a good look at the back of the eyes and examine them for any signs of damage or disease. Live a healthy lifestyle Living an overall healthy life is good for your eyes. This includes: • Maintaining a healthy weight Being overweight or obese increases your risk of developing health problems that can lead to vision loss. • Eating healthy foods You’ve heard carrots are good for your eyes, but eating a diet rich in other fruits and vegetables, particularly dark leafy greens, is important for keeping your eyes healthy, too. • Not smoking Research has linked smoking to an increased risk of developing age-related macular degeneration or cataracts, both of which can lead to blindness. • Managing chronic conditions Many conditions, such as diabetes, hypertension and multiple sclerosis, can greatly impact vision, resulting in inflammation of the optic nerve, diabetic retinopathy, glaucoma and even vision loss. Managing these conditions with the help of your healthcare provider can often prevent blindness. Know your family history Talk to your family members about their eye health history. It’s important to know if anyone has been diagnosed with a disease or condition. This will help to determine if you are at a higher risk for developing problems yourself. Use protective eyewear Wear protective eyewear when playing sports or doing activities around the home. Most protective eyewear lenses are made of polycarbonate, which is 10 times stronger than other plastics. Wear sunglasses Sunglasses are a great fashion accessory, but their most important function is to protect your eyes from the sun’s ultraviolet rays. When purchasing sunglasses, look for options that block 99 to 100 percent of both UV-A and UV-B radiation. You can find more information on these preventive measures and dozens of other vision-related topics at www.nei.nih.gov. Cuando piensa en controles de salud, probablemente los relacione con la presión sanguínea, el peso y los niveles de colesterol. Pero lo que las personas frecuentemente descuidan está justo frente a los ojos: la vista. Es importante cuidar adecuadamente los ojos para evitar la pérdida de la vista y la ceguera, y proteger su salud. Al igual que con muchos otros aspectos de la salud personal, los controles de rutina y las medidas preventivas son clave para asegurar la salud de la vista y así poder ver bien durante toda la vida. Los especialistas del Instituto Nacional de la Vista recomiendan los siguientes cinco pasos para cuidar los ojos y proteger la vista. Obtenga un examen completo con dilatación del ojo Podría pensar que su vista está bien o que sus ojos están saludables, pero ir a una consulta con su oculista para realizarse un examen completo con dilatación del ojo es la única manera de estar completamente seguro. Cuando se trata de los problemas habituales de la vista, algunas personas no se dan cuenta de que podrían ver mejor con anteojos o lentes de contacto. Además, algunas enfermedades comunes del ojo, como glaucoma, la enfermedad del ojo diabético y la degeneración macular por la edad, frecuentemente no presentan síntomas. El examen con dilatación del ojo es la única manera de diagnosticar estas enfermedades de manera temprana. Durante un examen completo con dilatación del ojo, el oculista aplica gotas en sus ojos para dilatar (agrandar) la pupila para permitir que ingrese más luz en el ojo. De esta manera, el oculista observa la parte posterior del ojo y lo examina para detectar daños o enfermedades. Lleve un estilo de vida saludable Llevar un estilo de vida saludable es un regalo para sus ojos. Por ejemplo: •Mantenga un peso saludable El sobrepeso o la obesidad aumentan el riesgo de desarrollar diabetes y otros problemas de salud que pueden derivar en la pérdida de la vista, como la enfermedad del ojo diabético o el glaucoma. •Coma alimentos saludables Ha escuchado que las zanahorias son saludables para los ojos, pero también es importante para la salud de la vista una dieta rica en otras frutas y vegetales, especialmente los vegetales de hoja oscura, como la espinaca, y la col rizada o la berza. Las investigaciones también han demostrado los beneficios para la salud de los ojos que ofrece el pescado rico en ácidos omega 3, como el salmón, el atún y el lenguado. •No fume El humo del tabaco es nocivo para los ojos y para el resto del cuerpo. Las investigaciones han vinculado el tabaco con un mayor riesgo de desarrollar cataratas o degeneración macular por la edad. En ambos casos, estas enfermedades pueden terminar en ceguera. •Mantenga las enfermedades crónicas bajo control Muchas enfermedades, como la diabetes, la hipertensión y la esclerosis múltiple, pueden afectar significativamente la vista, y derivar en inflamación del nervio óptico, retinopatía diabética, glaucoma y hasta pérdida de la vista. Mantener bajo control estas afecciones con la ayuda de su proveedor de cuidados de salud, con frecuencia evita la ceguera. Conozca sus antecedentes familiares…

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Parentown KidSmart

PAIN 101

Whether it’s sharp or dull, off and on or constant, pain can be a real pain at times. With pain’s ability to interrupt time with family, lessen productivity at work and create many sleepless nights, understanding the source of your pain is essential for relief. The Ache and Its Sources As a source of discomfort, it may be hard to view pain in a positive light. But this natural, protective tool is used by the body as an alert of present or potential harm to tissues. While pain usually ceases once the stimulus has been removed and the damage to tissue has healed, many different factors are involved in the amount of time the process takes. One thing is certain — whether it takes an hour or several months, relief is the main focus for those who suffer from any type of pain. According to the Institute of Medicine of the National Academies, approximately 100 million Americans deal with chronic pain, which is classified as discomfort lasting six months or longer. While this type of pain can range from minor to debilitating, it can disrupt the social and physical aspects of life in a major way. Those who suffer from this condition often experience headaches, backaches and neck pain, though it can aggravate other areas within the body. Due to its lengthy nature, chronic pain can often lead to emotional issues, such as depression and stress, which can exacerbate the healing process. The best way to identify chronic pain is to be aware of its symptoms. This pain is persistent and can often be described as aching, burning or shooting. The area where the pain is located is often defined by patients as sore, tight or stiff. Because this type of pain can affect so many areas of life, many in the health community recommend a comprehensive mind and body approach for its management. This can include medication, injections, acupuncture and other holistic treatments. Here are some of the common types of chronic pain and a few ways to end the discomfort so you can get back to enjoying life. Back and Neck Pain What causes nearly 40 percent of missed workdays in the U.S. and is the fifth most common cause for doctor visits? Running from the top of the neck to the bottom of the spine, back pain is a common complaint among many people. While back pain is typically divided into the most common areas of neck, middle back, lower back and tailbone, its symptoms can also be felt in other parts of the body, including arms, hands, legs and feet. Some of the common remedies for back and neck pain include massage therapy, acupressure, acupuncture, back conditioning exercises and medication. Due to the controversy surrounding the last remedy, many patients prefer a more natural way to ease back pain with hot and cold therapy, such as a Thermal-Aid Large Sectional Pack, which helps eliminate swelling and eases pain on any area of the back. Headache pain Though there are many factors that can trigger its unpleasant feeling, headaches can range from a minor sinus headache to a severe migraine. It may feel that your brain is the source for the pain, but the discomfort is actually caused by a disturbance to the structures surrounding it, and not within the tissue itself. Some headache symptoms can be as minor as sensitivity to light or noise or as extreme as the conditions of fever and vomiting. While most physicians typically recommend the use of over-the-counter medications, new natural treatments are also available. One natural product, the Thermal-Aid Headache Relief System, provides fast, safe pain relief and is clinically proven to relieve headache pain in over 90 percent of sufferers. If you suffer from persistent body and head pains, it’s important to understand the source of the pain. For more ways to stop the pain, visit http://thermalaidproducts.com. Important Questions to Consider When consulting your medical professional about pain, he or she will likely ask you a set of questions similar to those listed below. It is essential to prepare before you visit the doctor so you can help pinpoint the pain for the best diagnosis and treatment: • Where is the location of the pain? • When did it start? • What kind of pain is it? (Some descriptions include burning, dull, sharp, etc.) • Do certain activities alleviate or worsen the feeling? • What treatments have you used? Have you experienced any side effects? Helping Children through Pain Whether they’re visiting a physician to receive a routine shot or undergoing treatment, it can be difficult for parents to watch their children experience pain. Here are some tips from the American Medical Association for helping your little ones cope: • Stay close during the pain. Regardless of their age, your presence is comforting to your child. • Make contact with your child. If you can, hold or touch your child throughout the process. • Take notes from nature: Some animals, such as kangaroo mothers, carry their young close to them. If you have an infant in pain, hold your baby close to your chest wearing only a diaper. This tactic is used worldwide and research shows that it can reduce pain during a procedure. • Offer distractions. Focus the attention on things your child enjoys to help them relax. Some helpful diversions include singing a song together, reading a book out loud or telling their favorite story. Or, give them a playful stuffed toy that also helps ease pain, such as the Thermal-Aid Zoo animals, which offer a 100 percent natural therapeutic heating and cooling treatment. • Be truthful. Tell your child up front the procedure will cause discomfort, but you will be there for support. Independientemente de que sea agudo o leve, constante o intermitente, en ocasiones, el dolor puede ser una verdadera molestia. El dolor interrumpe el tiempo que pasa con su familia, reduce la productividad laboral, y genera muchas noches de insomnio: es de vital importancia…

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Parentown KidSmart

Kidsmart – July 2014

Make Summer Sensational For many parents, it’s the same routine each and every year. After weeks of anticipation for the end of the school year, those lazy summer days finally arrive for your children. But soon after, the newness wears off, leaving behind sad faces and the dreaded phrase heard by parents across the country, “I’m bored.” But all it takes to battle summer boredom is a little preparedness and a few clever ideas to make this summer the best one yet. Kid-approved activities The summer fun experts at Bomb Pop serve up these awesome, fresh ideas to bring loads of memorable moments to your family all season long. Go on a Park Crawl Research all of the parks in your town and visit each one. Your kids will love pointing out their favorite attractions at each location. When the activity is over, have each child pick his or her favorite park so you can visit regularly. Be sure to load up on sunscreen, drinking water and bug spray. Also, make sure you have a map or smartphone handy to help you navigate to the next park. Make it memorable by taking a picture at each stop. Those treasured moments can be printed and pieced together into a summer scrapbook they’ll cherish for years. Make a Splash Backyard water games are synonymous with smiles. Enjoy the classic warm weather activities of water balloon fights, squirt gun wars, playing on a slip and slide and, as always, swimming in an outdoor pool. Younger kids will love ice excavating, too. Simply freeze plastic toys in a large bowl and let them chip away at the ice. Be sure to have everyone wearing swimsuits and plenty of sunscreen. Backyard fun also means your freezer is just a few steps away, so stock it with cool treats, such as the six fins of fun in Bomb Pops frozen treats. Your kids will love the waves of flavor in the Original Bomb Pop or the new Watermelon flavor. Make it memorable by making a game of your water activities. Whether it’s a water balloon toss or squirt gun tag, kids will be more involved when you throw in some friendly competition. Be sure to have a lot of summer-themed prizes, such as cool beach towels, sunglasses or splash balls. Catch a Cool Movie by Car Relive the nostalgia and simplicity of seeing a movie at a drive-in theater. Your kids will love the experience of catching a movie under the stars, and because many allow you to pack your own summertime snacks and beverages, you’ll love the savings. Your family can view a movie that’s just to their liking, with many venues offering blockbuster hits, while some even bring back the big screen classics from your own youth. Be sure to bring plenty of lawn chairs, pillows, blankets and bug repellent for the whole gang. Make it memorable with each family member dressed in his or her favorite ‘50s or ‘60s drive-in attire or in a costume that represents the movie. Score a Home Run A visit to the local baseball field is a wonderful way to teach your little ones about America’s favorite pastime, while also encouraging an active lifestyle. Invite their buddies along so you can have a whole team, or just practice catching, pitching or batting with a couple of players. Be sure to bring plenty of sunscreen, drinking water, hats, baseball gear and a cooler packed with delicious treats, such as Bomb Pops, the official sponsor of Little League Baseball and Softball. Make it memorable by creating your own cheer section. Some kids may be too young to play, but they can still participate as cheerleaders for their brothers or sisters. Make sure your squad is complete with handmade cheer signs and pompoms for them to wave about proudly. Create a Family Masterpiece Get crafty with the kids and let them create their own giant mural — on a bed sheet. Simply lay an old one out on the lawn and let the kids paint away. They will love to proudly hang up their creation in the basement rec room or any other place where they play. Be sure to supply kid-safe paints, brushes, sponges and other items around the home for tracing shapes and designs. Also, make sure everyone lathers on plenty of sunscreen so they don’t get burned while making their art. Make it memorable and encourage your kids to tell a summer story through their artwork. Allow them to draw inspiration from a recent trip to the lake, the mountains or a family reunion. With a few kid-friendly ideas, you can create memories that will last a lifetime. For other fun ways to enjoy summer, visit www.BombPop.com</a. Celebre el brillo ilimitado del sol y disfrute de los días de verano sin complicaciones con actividades para niños que reúnen a toda la familia. Para muchos padres, es la misma rutina todos los años. Después de semanas de esperar que termine el año escolar, finalmente llegan los días de verano de descanso para sus hijos. Pero pronto, la novedad se desvanece, dejando caras tristes y la frase tan escuchada por todos los padres del país: “Estoy aburrido”. Pero todo lo que se necesita para combatir el aburrimiento del verano es un poco de preparación y algunas ideas inteligentes para hacer de este verano el mejor de todos. Actividades aprobadas por los niños Los expertos en diversión del verano de Bomb Pop proponen estas maravillosas y frescas ideas para traer muchos momentos memorables a la familia toda la temporada. Vaya de paseo al parqueInvestigue cuáles son todos los parques de la ciudad y visítelos. A sus hijos les encantará buscar sus atracciones favoritas en cada lugar. Cuando finalice la actividad, pida a cada niño que elija su parque favorito para poder visitarlo habitualmente. Asegúrese de llevar protector solar, agua para beber y protcción contra insectos en aerosol. Además, asegúrese de llevar un mapa o un teléfono inteligente para ayudarle a navegar…

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Parents

Kidsmart – June 2014

Fun, Brain-boosting Activities for Kids Lazy summer days may sound refreshing to parents; however, they may be detrimental to their children’s educational advancement. A study by Dr. Harris Cooper, a professor of psychology at the University of Missouri-Columbia, reveals that students can lose an average of one to three months of what they learned upon returning back to school after summer break. Parents can help their children avoid this “summer slide” by reinvigorating creativity, innovation and education during the summer. When you provide your kids with brain-stimulating experiences during the summer, you can help them to retain what they spent all year learning. This could help them begin the new school year with higher aptitude and give them a competitive educational edge. After all, knowledge is power. Brain-boosting activities When looking for activities for your kids during their break, think beyond the pool. There are many ways to get those brain juices flowing throughout the warmer weather months. Here are several engaging activities your kids will think are so fun they won’t even know they’re learning. Use books for family bonding A family book club is a great way to get in more bonding time while also encouraging a love of reading. The children’s section of the local library or bookstore is a great place to find books that also tie in scientific lessons. Kids will love digging into tales about dinosaurs, exploring new galaxies in space and reading about the biology of deep-sea creatures. Discuss any characters, plot and theme ideas in an interactive fashion that allows every family member to take part in a stimulating literary discussion. Celebrate the curious mind Does your child have a curious mind? Encourage inquisitiveness by enrolling them in a specialized summer camp, such as those offered by Camp Invention, which is supported by the United States Patent and Trademark Office with curriculum developed by inductees of the National Inventors Hall of Fame. Led by local educators, this week long experience immerses elementary school children in engaging real-world challenges where they can turn wonder into discoveries. Each themed module uses connections between science, technology, engineering and math to inspire innovation. Use your community’s resources Check your local museums, libraries and other community centers for classes, workshops and other great learning opportunities for your kids. Give them a journal to help them keep track of all the things that they are learning. Talk to their teachers Figure out what kind of lessons they will be covering in the upcoming school year and incorporate it into your summer schedule. For example, plan local field trips to historic monuments that they may be learning about in next year’s history class. Give them a journal Every child loves having a special spot to keep a record of their wonderful summer trips, times with friends and even drawings. Encourage them to keep a journal where they can tap into their scientific side by jotting down different discoveries — from tracking plant growth in the garden to drawing bugs in the backyard. Questions to consider when finding a camp Many parents fondly look back on spending their own childhood summer days at camp. And because today’s camps offer a much larger spectrum of specialty programs, while also featuring a more individualized experience for youngsters, Camp Invention, a premier summer enrichment day camp program, suggests asking these questions to help select the perfect summertime program: • Does your child have special interests or talents that they would like to build on or develop? • Is your child willing to try or learn new things? • What goals do you have for your child while he or she attends summer camp? • How much can you afford for a camp program? Building science skills at home Because science is everywhere, it’s easy to make every day a learning experience that inspires curiosity for your little one. Here are a few ways to incorporate this important subject into your family’s daily summer routine: Family vacations Vacations are a great way to expand scientific knowledge through exploration. Point out the rock formations while visiting a national park, discuss animal tracks while taking a hike or check out the natural history museum in the town you are visiting. Current events Use current newsworthy topics to start a science-related discussion with your kids. From weather patterns to erupting volcanoes, the news is full of curious discoveries for their expanding minds. Resource collection Stock up on books, newspaper articles, puzzles, games, videos and other valuable learning tools that inspire science-related discoveries. Keep them in a centralized spot so your kids can access them at any time. It’s easy to break up the boredom of summer break with a few engaging activities that will get your kids off to a great start in the coming school year. For more information, visit www.campinvention.org or www.facebook.com/campinvention. Aprendizaje de verano Actividades infantiles divertidas y enriquecedoras Los días de receso de verano pueden parecer placenteros para los padres; no obstante, pueden perjudicar el desarrollo educativo de sus hijos. Según un estudio del Dr. Harris Cooper, profesor de Psicología en la Universidad de Misuri-Columbia, al regresar a clases luego del receso del verano, se observa que los estudiantes han perdido, en promedio, entre uno y tres meses de los conocimientos aprendidos. Los padres pueden evitar que sus hijos pasen por este “desliz estival” al incentivar la creatividad, la innovación y la educación durante el verano. Si les brinda a sus hijos momentos de aprendizaje durante el verano, retendrán los conocimientos adquiridos durante todo el año escolar. Esto permitirá que comiencen el nuevo año mejor preparados y le aportará una ventaja competitiva a su educación. Después de todo, el conocimiento es poder. Actividades educativas Sea creativo al buscar actividades infantiles para el verano. Existen muchas maneras de estimular el aprendizaje durante los meses más cálidos. A continuación, le sugerimos varias actividades divertidas para que sus hijos ni siquiera noten que están aprendiendo. Cree lazos familiares mediante la lectura Un club familiar de lectura…

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